• By this time, most of us have gathered all the forms from our employers, our banks, and others.  We've found and filled out the confusing tax documents - or more likely, bought software or hired a professional to fill them out for us - and sent it all in to the IRS, hoping we don't hear from them about it again.
• Today's tax code is more than 70,000 pages long and getting ready for the April 15 tax deadline reminds each of us of how complicated it really is.  Filing taxes has

(Continued on page 8)