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One popular site is SeniorDiscounts.com, an online directory of more than 220,000 U.S. business locations that offer discounts to people over 50. Registration is free, although they also offer a $12.95/year premium that offers members-only discounts and other perks. Other good sites include Brad's Deals, Sciddy.com and Savvy Senior.
• Other commonly available senior discounts include:
• A 15 percent discount on the lowest available rail fare on most Amtrak trains for travelers over age 62.
• Greyhound offers a 5 percent discount on unrestricted fares (over 62).
• Southwest Airlines offers senior fares (over 65). Although not necessarily their lowest available rates, Southwest's senior fares are fully refundable.
• The U.S. Geologic Survey senior pass (over 62) provides free lifetime access to more than 2,000 government-managed recreational sites (including national parks), as well as discounts on camping and other amenities. Senior passes cost $10 in person or $20 by mail (http://store.usgs.gov/pass/senior.html).
• Verizon Wireless offers discounted mobile phone service for subscribers over 65.
• Both Walgreens and Rite Aid offer monthly senior discount days for members of their rewards programs when most non-prescription items are 15 to 20 percent off. Ask your neighborhood pharmacy if they offer similar programs.
• In addition, many restaurants, department stores, movie theaters, museums, theme parks, banks, credit card issuers, utilities (including gas and electric, water, garbage, telephone and cable) and other businesses offer special discounts or promotions for seniors. Always ask before your purchase is rung up.
• Bottom line: Abundant resources are available to help seniors save money on purchases large and small. You just have to do a little research - and ask whether senior discounts are available. Remember, 10 percent here and 20 percent there can really add up.
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• Jason Alderman directs Visa's financial education programs. To participate in a free, online Financial Literacy and Education Summit on April 2, 2014, go to www.practicalmoneyskills.com/summit2014.
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