Monday,  May 20, 2013 • Vol. 14--No. 304 • 6 of 26 •  Other Editions

(Continued from page 5)

• • Some hotels and resorts automatically add housekeeping or spa gratuities to your bill, so ask first before leaving your own tip - unless of course the service was terrific.
• • Most hotels charge exorbitant amounts for local and long-distance calls made from room phones, so use your cellphone.
• • Resorts often charge extra for services they offer - such as gym access or daily newspaper delivery - even if you don't use them. Find out the policy ahead of time and scrutinize your bill for unused services.
• • Ask to see your bill the night before you check out, so you can review it carefully for overcharges.
• • If you're traveling abroad, be aware that using your cellphone can be mighty expensive. Research your carrier's international calling plan and ask whether your phone is compatible with foreign networks. You may need to rent an international cellphone, or buy or rent an unlocked phone and international SIM card.

• If your budget's in good shape and you're getting wanderlust, maybe it's time to venture out into the world again. Just be cautious about how hidden expenses can add up.

Jason Alderman directs Visa's financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney

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