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• Fund someone's benefits. Many people cannot afford health or other insurance and so forego coverage, putting themselves just one serious illness or accident away from financial disaster. Many also can't fund their 401(k) plan or IRA. Consider applying your tax-exempt gifts to help loved ones pay for these critical benefits. You'll not help protect them from catastrophe, but also greatly increase their long-term financial self-sufficiency.
• Charitable contributions. If you're planning to leave money or property to charities in your will, consider beginning to share those assets now, if you can afford to. You'll be able to enjoy watching your contributions at work - and be able to deduct them from your income taxes. Read IRS Publication 526 for details.
• Before taking any of these actions, consult your financial advisor to make sure your own bases are covered. If you don't have an advisor, visit www.fpaforfinancialplanning.org for help locating one.
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• Jason Alderman directs Visa's financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney

• A pork loin and ribs meal will be held on Tuesday, April 30, from 5 p.m. to 7 p.m. prior to the elementary spring concert. There will also be a basket and jar raffle. For $5 there will be a sandwich, chips, bar and drink. Extra sandwiches can be purchased for $3 and extra bars for $1. There will also be hot dogs available. New to this year's event is a rib meal which will be $8 per meal with seconds at $5.