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Janeiro beach who are conquering the waves. Men and women with cerebral palsy, Down syndrome, people missing a limb, the blind, the deaf and even the paralyzed all hit the waves here.
• They all require a different kind of assistance depending on their disabilities and maneuver their boards in different ways -- some standing, some on their knees, others like Glasner flat on their bellies and using their body weight to steer the boards. But every one of them emerges from the ocean beaming.
• "The taste of salt water has no price," said Glasner, who began to lose control over her legs shortly after the birth of her first child and now requires a helper to hoist her from her amphibious wheelchair onto the surfboard. "It's the taste of freedom. After you're diagnosed with a disease like mine, you can't even imagine you're ever again going to experience that taste."
• Glasner is able to savor that experience on a weekly basis thanks to AdaptSurf, a Rio-based non-governmental organization that aims to make beaches accessible to the disabled and encourage them to practice water sports.
• ___

• WASHINGTON (AP) -- A new study finds that insurance companies will have to pay out an average of 32 percent more for medical claims under President Barack Obama's health care overhaul.
• What does that mean for you?
• It could increase premiums for at least some Americans.
• If you are uninsured, or you buy your policy directly from an insurance company, you should pay attention.
• But if you have an employer plan, like most workers and their families, odds are you don't have much to worry about.
• ___

• RICHMOND, Va. (AP) -- Virginia is conducting nothing short of a grand political experiment in 2013, testing whether a tea party favorite can carry a closely divided state with conservative roots. If Ken Cuccinelli wins the race for governor, he will have undercut Republican moderates' claims that hard-right ideologies are hurting

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