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the IRS says taxpayer services, including toll-free help lines, would be shut as well.
• LOANS
• Many low-to-moderate incomes borrowers and first-time homebuyers seeking government-backed mortgages could face delays during the shutdown. The Federal Housing Administration, which guarantees about 30 percent of home mortgages, wouldn't underwrite or approve any new loans during the shutdown. Action on government-backed loans to small businesses would be suspended.
• SCIENCE
• NASA will continue to keep workers at Mission Control in Houston and elsewhere

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