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majority with coverage, here's what experts say to expect:
• -- Workers will bear more of their own medical costs as job coverage shifts to plans with higher deductibles, the amount you pay out of pocket each year before insurance kicks in. Traditional workplace insurance will lose ground to high-deductible plans with tax-free accounts for routine medical expenses, to which employers can contribute.
• -- Increasingly, smokers will face financial penalties if they don't at least seriously try to quit. Employees with a weight

problem and high cholesterol are next. They may get tagged as health risks and nudged into diet programs.
• ___

• WASHINGTON (AP) -- The widening Secret Service prostitution scandal has touched off a delicate dance in Washington.
• People are loath to criticize an agency whose employees are trained to take a bullet for the people they protect. Members of Congress pressing for the juicy stories risk reviving -- or having revealed -- some of their own.
• Yet all parties claim to want the truth about the extent of sworn officers working

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